terms & conditions

Welcome to Smart-Decision.io (“we,” “our,” or “us”). By accessing or using our website, mobile application, and related services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, do not use our Services.

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our Services. By using our Services, you represent and warrant that you meet these requirements.

To access certain features of our Services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration
   
• Maintain the security of your login credentials
   
• Notify us immediately if your account is compromised
   

You are solely responsible for all activity that occurs under your account.

You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:

• Violate any applicable laws or regulations
   
• Interfere with or disrupt the Services or servers
   
• Attempt to gain unauthorized access to other accounts
   
• Submit false, misleading, or fraudulent information
   

When you submit information, project details, or other content (“User Content”) through our Services:

• You retain ownership of your content, but you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, and display it to provide the Services.
   
• You are solely responsible for the accuracy, legality, and appropriateness of your User Content.
   
• You must not post content that is illegal, offensive, or infringes on the rights of others.
   

Our platform connects property owners with contractors and service providers. We do not control the actions, performance, or conduct of these third parties and are not responsible for any disputes, damages, or losses arising from such interactions.

Certain Services may require payment. By using paid features, you agree to pay all applicable fees and taxes. All payments are non-refundable unless explicitly stated otherwise. We reserve the right to change pricing at any time, with notice to users where required.

All content, technology, software, and materials provided through the Services, including trademarks, logos, graphics, and code, are the property of Smart-Decision.io or our licensors. You may not copy, modify, distribute, or use these materials without our express written permission.

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

To the maximum extent permitted by law, Smart-Decision.io will not be liable for:

• Direct, indirect, incidental, consequential, or punitive damages
   
• Losses or damages resulting from the use or inability to use the Services
   
• Any disputes between users and contractors, vendors, or other third parties
   

You agree to indemnify, defend, and hold harmless Smart-Decision.io, its affiliates, officers, and employees from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the Services or violation of these Terms.

Your use of the Services is also governed by our Privacy Policy (link to Privacy Policy), which explains how we collect, use, and protect your personal information.

We may suspend or terminate your access to the Services at any time, with or without cause or notice, if you violate these Terms or for operational reasons. You may also terminate your account by contacting us.

These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any disputes will be resolved in the state or federal courts located in [Insert Jurisdiction].

We may update these Terms from time to time. Any material changes will be communicated through the Services or via email. Your continued use of the Services constitutes acceptance of the revised Terms.

If you have questions or concerns about these Terms, please contact us:

Smart-Decision.io
Email: support@smart-decision.io
Website: https://smart-decision.io